Education Loan Application

Apply for an Education Loan

Complete the form below. Our team will review your application and contact you within 2 business days. No documents to upload at this stage.

Full Name

Date of Birth

NIC / Passport Number

Mobile Number

Email Address

Resident Status

Select status

Enter details from your institution offer letter.

Institution Name

Course / Programme

Institution Type

Local University / Institute

Local universities: loan up to LKR 5,000,000

Course Duration (months)

Total Course Fee

LKR

Loan Amount Requested

LKR

Min LKR 100,000 · Max LKR 5,000,000 · Cannot exceed 90% of course fee

Desired Loan Tenor

Select tenor

Maximum 12 years including grace period

Minimum gross monthly income of LKR 100,000 required.

Employment Status

Select status

Required if the student has no repayment capacity. The joint borrower is individually and severally liable for the full loan.

Do you have a joint borrower?

You must contribute a minimum of 10% of the total course fee from your own funds.

Equity Amount

LKR

Source of Equity

Select source

Proof of source of equity will be required at the formal stage.

Both consents required to submit

I consent to UniCloud360 processing my personal data to assess and contact me about loan options. Privacy Policy

I consent to UniCloud360 sharing my application data with its partner bank (HNB) for the purpose of loan evaluation. Terms of Use

This is a pre-screening application, not a formal credit approval. All lending decisions are made solely by HNB under their own credit policies.